We have extensive knowledge of the Motor Trade. Whether you’re a franchise dealer to recovery operators, auction houses or independent motor trade professionals.

Our policies are designed to provide more flexible, specialised cover created to suit your specific business needs.

Our extensive knowledge allows us to understand what cover and risk management solutions you need to protect your business.

Our policies can include:

  • Material Damage – cover for equipment, money and vehicles, including seasonal increase in vehicle sum insured during peak registration periods.
  • Road Risks – cover for social, domestic and pleasure use in EU countries, as well as damage from mis-fuelling and including personal accident cover for the driver.
  • MOT Loss of Licence – cover following loss or suspension of MOT licence with free appeal, consultancy service and advice helpline.
  • Business Interruption – cover for reduced earnings on a gross profit basis following a loss insured under the Material Damage, Roads Risks or Self Drive Hire sections of the policy.
  • Public and Products Liability – up to £2,000,000, with the option of increasing up to £20,000,000.
  • Employer’s Liability – standard limit of £10,000,000, with the option to increase up to £25,000,000.

Get a quote for your business

Our motor trade team can discuss your situation and provide a tailored quotation.

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