Lorica are able to meet the bespoke commercial property insurance requirements for sole practitioners through to multinational institutions.

We understand that no two clients’ requirements are the same, nor are the individual assets and portfolio’s they retain. We don’t offer a one size fits all insurance provision as getting the right insurance cover to protect your asset is imperative.

Lorica’s Real Estate team are seasoned professionals who work with a diverse variety of clients from Property Owners, Developers, Managing Agents, Residents
Association, Asset Managers & Investment Managers.

We have a proven track record in managing national property portfolios for commercial properties. In this sector, we currently insure properties with a combined value in excess of £5bn.

We will work closely with you to ensure you have a seamless insurance provision, with the right policies to protect your most valued assets.

  • One commercial property or a whole portfolio under a single policy
  • Cover can be provided for non-standard, residential, mixed-use and unoccupied property

Why Lorica Insurance Brokers?

  • Over 35 years’ experience in the commercial property insurance market
  • Quality, value for money products that are fairly priced
  • Dedicated real estate team with in-house underwriting capability
  • We have strong relationships with key property insurers who offer bespoke covers and wordings
  • Our exemplary claims service with dedicated claims handler
  • Our risk management consultant can visit your properties and provide you with expert guidance
  • Dedicated account executive to manage your insurance programme with regular reviews
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The types of properties we can insure include:

  • Commercial and industrial properties
  • Shopping centres
  • Distribution centres
  • Retail parks
  • Leisure parks
  • Hospitality trades
  • Multi-tenure properties
  • High risk occupancies
  • Listed buildings
  • Unoccupied buildings
  • New developments

We are able to offer the following cover:

  • Terrorism cover
  • Landlords contents
  • Fixtures and fittings
  • Contents of common parts
  • Employers’ liability
  • Property owners liability
  • Tenants contents
  • Unique property damage policy with an ‘All Risks’ wording including accidental damage and subsidence
  • Loss of rent and/or alternative accommodation as a result of a property damage claim

Additional covers available:

  • Contractors all risks and associated liabilities including contract specific covers
  • Engineering inspection and equipment breakdown
  • Legal expenses
  • Right to Light indemnity
  • Professional indemnity
  • Directors and officers liability
  • Fixed wiring inspection
  • Latent defects pre and post construction
  • Restrictive covenant insurance
  • Performance and construction
  • Environmental impairment liability
  • Bonds
  • Cover to comply with JCT contracts

Get a commercial property
insurance quote

Our real estate team can discuss your situation and provide a tailored quotation.

Get a quote