Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, uses reasonable care to make sure that the information appearing on this Website is accurate and up-to-date. However, errors and omissions do occur and the user should not take the accuracy of the information for granted but should check directly with Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others. None of the material contained in this Website is to be relied upon as a statement or representation of fact.

Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, shall not be liable for any loss of profits or contracts or any direct, indirect or consequential loss, business interruption or loss of data or programs arising out of or in connection with the use of the information either contained within this site or from any of its Hyper link connections, other than death or personal injury to the extent that this is caused by the negligence of Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others.

Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, may also make improvements and/or changes to the content of this information at any time without notice. All services, product and product price specifications contained within Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, Website are subject to change without notice.

Links to Third Party Sites

Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, cannot and has not reviewed all pages of the Websites linked to this Site and therefore cannot be liable for their content. Users link to other Websites at their own risk and use such sites according to the terms and conditions of use of such sites. Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, provides links to you only as a convenience, and the inclusion of any link does not imply endorsement by Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, or the Website.

Copyright

No part of this Website may be copied or imitated in whole or in part. No logo, graphic, sound or image from this Website may be copied or re-transmitted unless expressly permitted in writing by Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others. (These prohibitions are without limitation to the legal rights of Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others.)

Any information provided to Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, in connection with its Website shall be provided by the submitter and received by Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, on a non-confidential basis. Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others, shall be free to use such information on an unrestricted basis. In particular, we may transfer information between our subsidiary companies in different countries both inside and outside the European Economic Area.

Trademarks

The trademarks and logos (the Trademarks) used and displayed on this Site are registered and unregistered trademarks of Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others. They may not be used in any advertising or other publicity materials in relation to the distribution of any information or materials obtained from this Website without the prior written consent of the Trademark owner. (These prohibitions are without limitation to the legal rights of Lorica Insurance Brokers Ltd, trading as Lorica Insurance Brokers and others.)

Governing Law

Any dispute or claim concerning or arising from this Website shall be determined in accordance with the law of England and Wales, and the courts of England and Wales shall have exclusive jurisdiction in determining such disputes or claims.

The Criminal Finances Act 2017

The business and its senior management have long been committed to a zero tolerance towards tax evasion, bribery and other financial crimes.  (As a regulated business, the business’ activities are conducted under the supervision of the Financial Conduct Authority (FCA).  The business is committed to remain compliant with the standards and requirements set by the FCA and any other Body which regulates us.)

The new corporate offence of failure to prevent the facilitation of tax evasion introduced by the Criminal Finances Act 2017 requires us to put in place reasonable preventative procedures to identify and mitigate the risk that associated persons providing services for or on behalf of the business facilitates tax evasion.

In accordance with the new legislation and the business’ zero tolerance policy towards financial crimes, we have adopted a proportionate and risk-based approach to identify and implement appropriate reasonable procedures to prevent the facilitation of tax evasion as well as other financial crimes.

We will continue to monitor and manage our risk exposure to the failure to prevent the facilitation of tax evasion, bribery and other financial crimes and will amend the reasonable procedures adopted as appropriate.

Regulatory Information

Lorica Insurance Brokers is an independent intermediary.

Lorica Insurance Brokers and Lorica Leisure are trading names of Lorica Insurance Brokers Ltd authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the Financial Services Register under reference 310032.

INFORMATION PROVIDED ON THE WWW.LORICAINSURANCE.COM WEBSITE IS PROVIDED "AS IS" WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT, AS SUCH EXCLUSIONS OF IMPLIED WARRANTIES SHALL APPLY PURSUANT TO APPLICABLE LAWS AND REGULATIONS.